What we offer

DO IT THE DYNAGEN WAY

Our Services

What We Offer

VA Loan

Available to eligible veterans and active-duty military personnel, is a powerful financial tool designed to make homeownership more accessible. With favorable terms and often requiring no down payment, VA loans provide a unique opportunity for those who have served our country to achieve the dream of owning a home. Beyond the financial advantages, VA loans come with additional benefits such as competitive interest rates and limited closing costs, making the path to homeownership smoother and more affordable for our deserving service members. Dynagen takes pride in assisting veterans with the VA loan process, ensuring they enjoy the benefits they've earned through their dedicated service.

FHA Loan

Backed by the Federal Housing Administration, is a government-insured mortgage designed to facilitate homeownership, particularly for first-time buyers and those with moderate income. With lower down payment requirements and more flexible credit standards compared to conventional loans, FHA loans open doors for a broader range of individuals to realize their homeownership aspirations. The government backing provides lenders with added confidence, allowing borrowers to access competitive interest rates. At Dynagen, we specialize in guiding individuals through the FHA loan process, making homeownership more achievable and ensuring that the journey to owning a home is smooth and accessible.

Conventional Loans

A conventional loan, in contrast to government-backed loans, is a mortgage not insured or guaranteed by a government agency. It's a private-sector mortgage that follows the guidelines set by Fannie Mae and Freddie Mac. Conventional loans often require a higher credit score and a larger down payment compared to government-backed alternatives. However, they offer flexibility in terms of property types and can be an excellent choice for financially stable borrowers. At Dynagen, we specialize in helping clients navigate the conventional loan process, offering personalized solutions and competitive rates to make the journey to homeownership a reality.

Refinance

Refinancing is a financial strategy that involves replacing an existing mortgage with a new loan, typically with more favorable terms. Homeowners often refinance to secure a lower interest rate, reduce monthly payments, or change the loan's duration. This process can also be used to tap into home equity or switch from an adjustable-rate to a fixed-rate mortgage. At Dynagen, we specialize in guiding homeowners through the refinancing process, helping them explore options that align with their financial goals and secure a more advantageous mortgage arrangement. Whether it's lowering monthly payments or accessing equity for other financial needs, we're here to make the refinancing journey seamless and beneficial for our clients. By refinancing your existing loan your total finance charges may be higher over the life of the loan.

DSCR

Debt Service Coverage Ratio (DSCR) loans. Our DSCR loans are meticulously designed to assess your property's ability to generate income and cover debt obligations, ensuring a comprehensive and sustainable financial approach. With competitive rates and personalized terms, we aim to empower your investment journey, offering a reliable financial backbone for your commercial ventures.

Community (No Income Doc)

A hassle-free financial solution tailored for those seeking a streamlined application process. We understand the unique needs of our community, and our No Income Documentation loan is designed to simplify the borrowing experience. Enjoy the convenience of reduced paperwork without compromising on financial support. Whether you're an entrepreneur, freelancer, or self-employed professional, our Community loan provides the flexibility you need to realize your dreams.

USDA

We're proud to offer USDA-backed financing solutions that open doors to homeownership and agricultural endeavors in rural America. Backed by the U.S. Department of Agriculture, our loans provide affordable options for eligible individuals and families, promoting sustainable development and community prosperity. From low-interest rates to flexible terms, our USDA loans are designed to make rural living more accessible and fulfilling.

Reverse Mortgage

We understand that your home is more than a place to live; it's an asset that can enhance your retirement. Our Reverse Mortgage options empower homeowners aged 62 and older to convert a portion of their home equity into tax-free funds, providing a steady income stream or a lump sum to meet your unique financial goals. Experience peace of mind and enjoy your golden years without selling your home. Discover the benefits of a Reverse Mortgage with [Your Company Name] – your trusted partner in securing your financial future."

Down Payment Assistance

At Dynagen, we recognize that the path to owning a home can be challenging, especially when it comes to the initial down payment. Our tailored assistance programs are designed to support individuals and families in overcoming this hurdle, making homeownership more accessible. Whether you're a first-time buyer or looking to upgrade, our down payment assistance options provide the financial boost you need.

Fix and Flip

Transform properties and maximize your investment potential with our Fix and Flip financing solutions. We understand the dynamic world of real estate investment, and our Fix and Flip loans are crafted to empower entrepreneurs and investors in revitalizing properties for profit. Benefit from flexible terms, competitive rates, and a seamless application process that puts the focus on your project, not paperwork. Whether you're a seasoned investor or a first-time flipper, trust us to be your financial partner in turning distressed properties into lucrative opportunities. Elevate your real estate game with Fix and Flip financing that works as hard as you do.

Construction Loans

Whether you're constructing a new home, commercial property, or embarking on a renovation, our Construction Loans offer the financial support you need. Benefit from competitive rates, flexible terms, and a straightforward application process that streamlines your journey from concept to completion.

Asset Utilization

We understand the value of your assets, and our specialized financing options are designed to help you leverage them strategically. Whether you're a business owner looking to unlock working capital tied to equipment or a homeowner seeking to capitalize on home equity, our Asset Utilization services provide flexible and tailored solutions. Maximize the value of your assets while maintaining operational efficiency.

Bank Statement loans

We recognize that traditional income verification methods may not capture the full financial picture. Our Bank Statement Loans offer an alternative, considering your bank statements as proof of income. Whether you're self-employed, a business owner, or have unconventional income sources, this flexible lending solution provides a streamlined application process, allowing you to secure the funds you need.

What Our Clients Think of Us

Company NMLS 2179695