Home financing, made human Lending that feels like porch lights on. coming home. porch lights on. good news. coming home. From your first home to your next one, Dynagen pairs competitive options with people who actually pick up the phone — and get you to the closing table on time.
0 jurisdictions licensed
Fast in-house processing
Direct access to your LO
Real answers in about a minute
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No SSN required to start No credit hit No runaround Real answers in about a minute Equal Housing Opportunity NMLS ID # 2179695 No SSN required to start No credit hit No runaround Real answers in about a minute Equal Housing Opportunity NMLS ID # 2179695 No SSN required to start No credit hit No runaround Real answers in about a minute Equal Housing Opportunity NMLS ID # 2179695 No SSN required to start No credit hit No runaround Real answers in about a minute Equal Housing Opportunity NMLS ID # 2179695
Conventional Competitive rates for buyers with solid credit and steady income.
Learn more FHA Lower down payments and flexible qualifying for first-time buyers.
Learn more VA Zero-down financing earned by service members and veterans.
Learn more Jumbo Financing beyond conforming limits for higher-value homes.
Learn more HELOC A flexible line of credit backed by the equity in your home.
Apply for a HELOC online Refinance Lower your payment, shorten your term, or tap your equity.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Learn more Why Dynagen
The difference is in how we treat you. Answers, not hold music You get a direct line to your loan officer — real people who pick up and follow through.
Built to close fast Tight processes and in-house processing keep your file moving toward the closing table.
Options that fit you Conventional, FHA, VA, Jumbo, HELOC, and refinance — matched to your goals, not a quota.
Clear from day one Transparent costs and honest guidance, so there are no surprises before you sign.
How it works Three steps to your keys. A clear path from application to closing day — with someone in your corner the whole way.
1
Apply in minutes Start a secure application online and tell us about your goals.
2
Get matched & approved We review your file, find the right program, and get you a clear approval.
3
Close with confidence On-time closings with someone in your corner the whole way.
Payment estimator Run your numbers in real time. Drag the sliders and watch your estimated monthly payment respond. No SSN, no credit hit — just math.
Estimated monthly payment $ 2,317 /mo
Principal & interest$1,849
Property tax (est.)$352
Home insurance (est.)$117
Loan amount $292,500
Meet us Real people behind every loan. Our team lives and works in the communities we lend in. Get to know the people who'll have your back from application to close.
Meet the team TK Tommy Kinaia Founder/CEO
NMLS #1857679 CK Cameron Kinaia Executive Vice President
NMLS #2439177 AB Andre Bahnam Senior Vice President
NMLS #2400316 JB Joseph Bahnam Regional Vice President
NMLS #2423491 NJ Noah Jarbo Regional Vice President
NMLS #2747080 TJ Triva Jarbo Director of Operations
NMLS #2288887 MS Max Schurig Director Of People Operations
Operations JD Jeremey Donohue Director of People Development
NMLS #1731928 DT Daniel Tuttle Chief Technology Officer
Operations AV Avery Visnaw HR & Marketing Coordinator
Operations CS Carly Sparks Corporate Recruiter
Operations TR Tim Rios Sales Development Coach
NMLS #1140464 AI Alex Ibrahim Sales Leader
NMLS #2071192 DD Darryl Dibbs Howard Sales Leader
NMLS #2104127 JK John Kassab Sales Leader
NMLS #2769377 IT Inkka Theodoroes Legacy Loan Officer
NMLS #2649094 LW Liam Witherspoon Legacy Loan Officer
NMLS #2755465 AT Andrew Thwany Legacy Loan Officer
NMLS #1699139 JF James Fulton Senior Loan Officer
NMLS #2665983 ST Shem Tarpin Senior Loan Officer
NMLS #2770987 JM Jim Massey Senior Loan Officer
NMLS #197211 JW Judson Willis Senior Loan Officer
NMLS #1230188 BA Bassem Alameddin Senior Loan Officer
NMLS #1941509 DK Dylan Koblin Senior Loan Officer
NMLS #2626273 ZM Zach Miller Senior Loan Officer
NMLS #2793245 SQ Spiro Qendro Senior Loan Officer
NMLS #2786279 JA Jordan Abbott Senior Loan Officer
NMLS #1398850 RR Ryan Rybarczyk Senior Loan Officer
NMLS #2849572 MR Marie Ramos Pipeline Manager
Operations WM Waseem Mardini CCS Team Leader
Operations LH Lavana Hanna Loan Processor
Operations PA Proud Aou Loan Processor
Operations MS Meryana Shounia Loan Processor
Operations ZS Zarrick Sturgis Loan Processor
Operations GF Gavin Fermanian Loan Processor
Operations DM Darby Mawby Loan Processor
Operations RD Rohan Dowding Loan Processor
Operations TK Tommy Kinaia Founder/CEO
NMLS #1857679 CK Cameron Kinaia Executive Vice President
NMLS #2439177 AB Andre Bahnam Senior Vice President
NMLS #2400316 JB Joseph Bahnam Regional Vice President
NMLS #2423491 NJ Noah Jarbo Regional Vice President
NMLS #2747080 TJ Triva Jarbo Director of Operations
NMLS #2288887 MS Max Schurig Director Of People Operations
Operations JD Jeremey Donohue Director of People Development
NMLS #1731928 DT Daniel Tuttle Chief Technology Officer
Operations AV Avery Visnaw HR & Marketing Coordinator
Operations CS Carly Sparks Corporate Recruiter
Operations TR Tim Rios Sales Development Coach
NMLS #1140464 AI Alex Ibrahim Sales Leader
NMLS #2071192 DD Darryl Dibbs Howard Sales Leader
NMLS #2104127 JK John Kassab Sales Leader
NMLS #2769377 IT Inkka Theodoroes Legacy Loan Officer
NMLS #2649094 LW Liam Witherspoon Legacy Loan Officer
NMLS #2755465 AT Andrew Thwany Legacy Loan Officer
NMLS #1699139 JF James Fulton Senior Loan Officer
NMLS #2665983 ST Shem Tarpin Senior Loan Officer
NMLS #2770987 JM Jim Massey Senior Loan Officer
NMLS #197211 JW Judson Willis Senior Loan Officer
NMLS #1230188 BA Bassem Alameddin Senior Loan Officer
NMLS #1941509 DK Dylan Koblin Senior Loan Officer
NMLS #2626273 ZM Zach Miller Senior Loan Officer
NMLS #2793245 SQ Spiro Qendro Senior Loan Officer
NMLS #2786279 JA Jordan Abbott Senior Loan Officer
NMLS #1398850 RR Ryan Rybarczyk Senior Loan Officer
NMLS #2849572 MR Marie Ramos Pipeline Manager
Operations WM Waseem Mardini CCS Team Leader
Operations LH Lavana Hanna Loan Processor
Operations PA Proud Aou Loan Processor
Operations MS Meryana Shounia Loan Processor
Operations ZS Zarrick Sturgis Loan Processor
Operations GF Gavin Fermanian Loan Processor
Operations DM Darby Mawby Loan Processor
Operations RD Rohan Dowding Loan Processor
Operations