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Home financing, made human


From your first home to your next one, Dynagen pairs competitive options with people who actually pick up the phone — and get you to the closing table on time.

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Fastin-house processing
Directaccess to your LO
A bright two-story home at dusk with its porch lights on, framed inside the Dynagen diamond
Payment snapshot 30-yr fixed · 10% down · taxes & ins. incl.
$2,318/mo est.
Open the full calculator
Real answers in about a minute
Loan types

Find the loan that fits
the life you're building.

See all loan types

Conventional

Competitive rates for buyers with solid credit and steady income.

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FHA

Lower down payments and flexible qualifying for first-time buyers.

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VA

Zero-down financing earned by service members and veterans.

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Jumbo

Financing beyond conforming limits for higher-value homes.

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HELOC

A flexible line of credit backed by the equity in your home.

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Refinance

Lower your payment, shorten your term, or tap your equity.

Learn more
Why Dynagen

The difference is in how we treat you.

Answers, not hold music

You get a direct line to your loan officer — real people who pick up and follow through.

Built to close fast

Tight processes and in-house processing keep your file moving toward the closing table.

Options that fit you

Conventional, FHA, VA, Jumbo, HELOC, and refinance — matched to your goals, not a quota.

Clear from day one

Transparent costs and honest guidance, so there are no surprises before you sign.

How it works

Three steps to your keys.

A clear path from application to closing day — with someone in your corner the whole way.

1

Apply in minutes

Start a secure application online and tell us about your goals.

2

Get matched & approved

We review your file, find the right program, and get you a clear approval.

3

Close with confidence

On-time closings with someone in your corner the whole way.

Payment estimator

Run your numbers in real time.

Drag the sliders and watch your estimated monthly payment respond. No SSN, no credit hit — just math.

$325,000
10% · $32,500
6.50%
Loan term
Include taxes & insuranceEst. 1.3%/yr property tax + $1,400/yr insurance
Estimated monthly payment
$2,317/mo
Principal & interest$1,849
Property tax (est.)$352
Home insurance (est.)$117
Loan amount$292,500

Estimate for illustration only — not a quote, rate offer, or commitment to lend. Your actual rate, payment, taxes, insurance, and any mortgage insurance depend on your full application and program guidelines.

Meet us

Real people behind every loan.

Our team lives and works in the communities we lend in. Get to know the people who'll have your back from application to close.

Meet the team
TK

Tommy Kinaia

Founder/CEO

NMLS #1857679
CK

Cameron Kinaia

Executive Vice President

NMLS #2439177
AB

Andre Bahnam

Senior Vice President

NMLS #2400316
TJ

Triva Jarbo

Director of Operations

Operations
MS

Max Schurig

Director Of People Operations

Operations
DT

Daniel Tuttle

Chief Technology Officer

Operations
JB

Joey Balois

Human Resources Specialist

Operations
AV

Avery Visnaw

HR & Marketing Coordinator

Operations
VE

Vanessa Essa

Office Assistant

Operations
TR

Tim Rios

Sales Development Coach

NMLS #1140464
JF

James Fulton

Sales Trainer

NMLS #2665983
AT

Andrew Thwany

Sales Leader

NMLS #1699139
NJ

Noah Jarbo

Sales Leader

NMLS #2747080
AI

Alex Ibrahim

Sales Leader

NMLS #2071192
JB

Joseph Bahnam

Sales Leader

NMLS #2423491
IT

Inkka Theodoroes

Legacy Loan Officer

NMLS #2649094
JK

John Kassab

Executive Loan Officer

NMLS #2769377
CD

Cole Duran

Executive Loan Officer

NMLS #2706613
LW

Liam Witherspoon

Team Captain

NMLS #2755465
SM

Sami Mohammed

Team Captain

NMLS #2490664
TH

Torrie Hill

Team Captain

NMLS #2727056
ST

Shem Tarpin

Senior Loan Officer

NMLS #2770987
JM

Jim Massey

Senior Loan Officer

NMLS #197211
JW

Judson Willis

Senior Loan Officer

NMLS #1230188
BA

Bassem Alameddin

Senior Loan Officer

NMLS #1941509
DK

Dylan Koblin

Senior Loan Officer

NMLS #2626273
DD

Darryl Dibbs Howard

Loan Officer

NMLS #2104127
ZM

Zach Miller

Loan Officer

NMLS #2793245
SQ

Spiro Qendro

Loan Officer

NMLS #2786279
JA

Jordan Abbott

Loan Officer

NMLS #1398850
MR

Marie Ramos

Processing Team Lead

Operations
LH

Lavana Hanna

Loan Processor

Operations
DM

Darby Mawbe

Loan Processor

Operations
MS

Meryana Shounia

Loan Processor

Operations
ZS

Zarrick Sturgis

Loan Processor

Operations
GF

Gavin Fermanian

Loan Processor

Operations
RD

Rohan Dowding

Loan Processor

Operations

Ready to take the next step?

Let's make your homeownership goals a reality.

Apply Now